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Deehl & Associates, David Deehl, Susan Carlson, Debbie Terzian, Michelle Feinzig

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Ethics in Insurance Law

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How Ethics Applies to Insurance Law

David L. Deehl Deehl & Carlson, P.A. 2600 Douglas Road Douglas Centre Penthouse 7 Coral Gables, FL 33134 www.deehl.com david@deehl.com


How do we ethically represent insureds and insurers? How do we avoid violating the Rules Regulating The Florida Bar and our Oath of Attorney by serving the insurer over the insured’s interests? We must first spend some time understanding the applicable Rules Regulating The Florida Bar, our Oaths of Attorney, and the applicable law.

We must first understand that the tripartite (three party – insured, lawyer and insurer) relationship does not mean that the entity writing the checks will always get our first loyalty. Blindly putting the insurer’s interests first accepts a risk you were not paid a premium to assume. As does, putting your interests (financial, or marketing for future business) ahead of the insured or the insurer.

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